COOKIE
POLICY
Information about our use of cookies
Our site uses cookies to distinguish you from other users of our Web site. This helps us to provide you with a good experience when you browse our site and also allows us to improve our site.
Due to recent changes in law, all sites which operate across certain parts of the European Union are required to obtain consent using or storing cookies (or similar technologies) on your computers or mobile device. This cookie policy provides you with clear and comprehensive information about the cookies we use and the purposes for using those cookies. To review the privacy policies that apply to users of www.mypips.co.uk, please read our Privacy Policy.
What is a cookie?
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit our site.
Key concepts
First and third-party cookies: whether a cookie is ‘first’ or ‘third’ party refers to the domain placing the cookie. First-party cookies are those set by a website that is being visited by the user at the time (e.g. cookies placed by www.mypips.co.uk ).
Third-party cookies: are cookies that are set by a domain other than that of the site being visited by the user. If a user visits a website and another entity sets a cookie through that site this would be a third-party cookie.
Persistent cookies: these cookies remain on a user’s device for the period of time specified in the cookie. They are activated each time that the user visits the website that created that particular cookie.
Session cookies: these cookies allow website operators to link the actions of a user during a browser session. A browser session starts when a user opens the browser window and finishes when they close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.
How to delete and block our cookies
You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit our site.
Can I withdraw my consent?
If you wish to withdraw your consent at any time, you will need to delete your cookies using your internet browser settings.
For further information about deleting or blocking cookies, please visit: www.allaboutcookies.org/manage-cookies/.
How to turn cookies off
Internet browsers allow you to change your cookie settings. These settings are usually found in the ‘options’ or ‘preferences’ menu of your internet browser. In order to understand these settings, the following links may be helpful. Otherwise you should use the ‘Help’ option in your internet browser for more details.
Cookie settings in Internet Explorer
What cookies do we use and why?
To find out about specific cookies we use on this site, please see below for details.
The cookies that could be used on our site are categorised as either:
- Strictly necessary
- Performance
- Analytics
‘Strictly necessary’ cookies let you move around the site and use essential features like accessing your profile and posting feedback. Without these cookies, these services cannot be provided. Please note that these cookies do not gather any information about you that could be used for marketing or remembering where you’ve been on the internet.
We use these strictly necessary cookies to:
Identify you as being logged in to our site; and enable you to submit information via online forms such as registration and feedback forms.
Accepting these cookies is a condition of using the site, so if you prevent these cookies we can’t guarantee your use of our site or how the security on our site will perform during your visit.
Performance
‘Performance’ cookies collect information about how you use our site e.g. which pages you visit, and if you experience any errors. These cookies do not collect any information that could identify you and is only used to help us improve how our site works, understand what interests our users and measure how effective our content is.
We use Web Analytics performance cookies to provide anonymous statistics on how our site is used.
Some of our performance cookies are managed for us by third parties. However, we don’t allow the third party to use the cookies for any purpose other than those listed above.
By using our site, you accept the use of ‘Performance’ cookies. Accepting these cookies is a condition of using the site, so if you prevent them we cannot guarantee how our site will perform for you.
More information about cookies
Information about cookies: useful information about cookies can be found at: www.allaboutcookies.org
International Chamber of Commerce United Kingdom: information on the ICC (UK) UK cookie guide can be found on the ICC Web site section: https://ico.org.uk/for-organisations/direct-marketing-and-privacy-and-electronic-communications/guide-to-pecr/cookies-and-similar-technologies/
What specific cookies do we use on https://www.mypips.co.uk?
Third party cookies
Google Analytics sets the following cookies as described in the table below. A default configuration and use of Google Analytics sets only the first 4 cookies in the table.
| Name | Description | Type | Expiration |
|---|---|---|---|
| _ga_* | Google Analytics sets this cookie to store and count page views. | Analytics | 1 year, 1 month 4days. |
| _fbp | Facebook sets this cookie to store and track interactions. | Analytics | 3 months |
| _ga | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. | Analytics | 1 year, 1 month 4days. |
For more information on Google Analytics see:
https://developers.google.com/analytics
HANDHOLD
Confused by technical jargon?
Trouble making and taking calls during working hours?
Don’t know which surveys and reports to book and when?
Need help understanding your survey report?
Need help with filling out numerous forms for your solicitor?
Confused by AML requirements?
Dealing with an uncooperative estate agent?
Having issues with others in the chain?
Feel like you don’t have any control over the process?
When am I completing and when can I pick up my keys?
Or, are you just feeling overwhelmed?
NEGOTIATE
How do I go about making an offer?
Has the property been on the market for a long time?
How do I stand out from the crowd in a busy market?
Is the property on for a fair market value?
How do I get my offer to the top of the pile?
Is there a short lease on your property?
Maintenance fees are too expensive?
What are sealed bids and best & final offers?
Has the agent asked for a deposit up front?
RE NEGOTIATE
Mortgage valuation less than the agreed price?
Survey raised defects with the property?
Missing building control documentation?
Am I buying the property at the right price?
Are there any restrictive covenants on the property?
Search information affecting the property value?
Are there last-minute changes whilst trying to agree a move date?